Senior Living
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How to keep your bones strong and healthy in midlife and beyond
LONDON — As we move into midlife, issues such as joint pain, osteoporosis and stress fractures become increasingly common, making this a crucial time to take a more proactive approach to bone health.
Hormonal changes during menopause, along with a natural decline in activity levels, can all contribute – but the good news is that simple ...Read more
Toni Says: Help, my Social Security account is locked! How do I enroll in Medicare?
Hi, Toni:
I’m turning 65 in May and having an issue trying to enroll in Medicare since my Social Security account is locked. Two years ago, someone falsely filed a tax refund with my Social Security number. Now anything that involves me or my spouse’s Social Security number, credit report or IRS information is locked and cannot be accessed....Read more
Social Security and You: Social Security Benefits Rarely Cut
In prior columns, I gave readers a brief history of Social Security by highlighting the major changes to the program brought about by annual amendments to the original Social Security law. Every once in a great while, there is a dramatic change, such as the addition of the disability program in 1956. Most years, these amendments are minor and ...Read more
How to retire on less than $1 million and never run out of money
Many people strive to achieve $1 million in savings before they reach retirement, but the reality is that most Americans struggle to meet that savings threshold. Average retirement account balances for those aged 55-64 averaged about $271,000 at the end of 2024 in plans administered by Vanguard, according to the asset management giant.
There’...Read more
As Californians age, more people are becoming caregivers for loved ones
SAN JOSE, Calif. — For Deo Agustin, 54, caregiving doesn’t stop when her workday as an in-home childcare provider ends — it simply shifts. Agustin cares for her 79-year-old mother, a job she’s proud of but that she said has worn on her sense of well-being.
“Mentally, it’s definitely taking a toll,” she said.
An increasing number...Read more
Toni Says: What is TrumpRx and how does it work with Medicare Part D?
Hello, Toni:
I am a 68-year-old male on a Medicare Advantage plan through my last employer. How does the new TrumpRx plan fit into Medicare? Currently, Express Scripts manages my Part D plan.
Thank you, Toni.
—Mike from Cypress, Texas
Hi, Mike:
On Feb. 5, 2026, TrumpRx, the...Read more
Social Security and You: Questions About Spousal Benefits Never Stop
I've been saving up questions I've gotten from readers about benefits for spouses. It's an issue I've covered a hundred times in this column. But the questions still keep coming. So, here is column No. 100 -- one about benefits paid to wives and widows -- and occasionally, husbands and widowers.
Q: I am about to turn 63 and am thinking of ...Read more
When the doctor needs a checkup
He was a surgical oncologist at a hospital in a Southern city, a 78-year-old whose colleagues had begun noticing troubling behavior in the operating room.
During procedures, he seemed “hesitant, not sure of how to go on to the next step without being prompted” by assistants, said Mark Katlic, director of the Aging Surgeon Program at Sinai ...Read more
Study: Grandparents who babysit defend themselves against dementia
GENEVA — Regular reading, having a command of more than one language, remaining fit or at least physically active, healthy eating, and sleeping well earlier in life have all been linked in recent years to preventing dementia or at least delaying its onset among those whose family history implies susceptibility.
According to researchers at ...Read more
Social Security and You: Some Oddball Questions
As I've pointed out before, I usually find myself answering the same questions over and over again. But I've saved up a couple of oddball questions -- and here they are. But first, I want to make it clear I am not calling the people who emailed me the questions "oddballs." However, I am saying the questions they asked were odd -- or at least out...Read more
Travel Trending with Kathy Witt: Hapag-Loyd’s Europa 2 coddles with luxury and bilingual cruises
Hapag-Lloyd’s 500-passenger luxury ship MS Europa 2 knows the devil is in the details.
Pots of fresh orchids grace the suites, all of which are outside and with private verandas. The bank of closets, stocked with robe, bedroom and spa slippers, beach towel and branded tote bag, rivals the space found inside a large home. Not only does the ...Read more
Toni Says: How to avoid Medicare’s Part D penalty
Hello Toni,
I delayed enrolling in Medicare Part B because I was working with employer benefits. Recently I turned 70 and am retiring effective Jan. 1. I have enrolled in a Medicare Supplement Plan G and Part D prescription drug plan that also begin Jan. 1.
Now my Medicare stress has started, because I have ...Read more
Social Security and You: Your Friends and Neighbors Are Wrong!
Here is a bit of advice from a guy who gives Social Security advice for a living. Don't take any advice from your friends or neighbors about Social Security. It's always wrong!
OK, it's not always wrong. But I've learned from many thousands of readers over the years that it's wrong often enough to make it wise to heed my warning: When it comes ...Read more
Americans are living longer but are unsure they want to see 100
SAN JOSE, Calif. — For David Lincer, 67, the question of longevity once felt straightforward. He initially imagined living to 93 — close to the national ideal of 91, according to a recent survey. Now, numbers matter less to him than his physical health.
“I’m not interested in living life out in a bed just to say I made it to 100,” ...Read more
At 90, Catholic sister can still 'move mountains'
BROOKLYN, Ill. — Sr. Julia Huiskamp, all 4 feet and 10 inches of her, oversees everything at the Thomas Terry Community Center: the food pantry, the child care, the fundraising — even the transportation. Her resourcefulness has been honed over six decades as a social worker.
Huiskamp, now 90, has barely slowed from overdrive in a life spent...Read more
How art is bringing ‘joy, celebration’ to Dallas’ affordable LGBTQ senior living center
DALLAS -- When Troy Comardelle steps outside his apartment, one of the first things he sees is a sprawling blue-themed mural lush with flowers and wildlife.
He said it inspired him to be more adventurous with the decor in his own apartment.
“I just went with very bright primary colors and I have that very tall ceiling, … so I was able to ...Read more
Toni Says: What is "Traditional" Medicare?
Good morning, Toni:
I have been reading your Medicare column, and now I need your Medicare help. I am retiring when I turn 65 in April. I was hospitalized in November of 2025 with a triple bypass surgery. Last week I talked with the office manager at my cardiologist’s office about enrolling in Medicare and what I should do. She said for me ...Read more
Social Security and You: Babies of "Notch Babies"
This is going to be a column about the infamous "notch babies." I thought this issue had died, because frankly, almost everyone affected by this glitch in Social Security law has died. (The few still alive would be over 100 years old.) But amazingly, I am now hearing from the babies of notch babies! In other words, people now in their 70s are ...Read more
In ‘Steel Magnolias,' some of the cast has worked together for 50-plus years
PHILADELPHIA — In a small fictional town in Louisiana, the six women centered in "Steel Magnolias" have forged a community among — and an ever-deepening relationship with — each other. In a real town in southeastern Pennsylvania, a group of women who have worked together for decades are bringing those characters and those deep bonds to ...Read more
90-year-old artist thanks her caregivers with portraits after her recovery
PITTSBURGH — Nurse Lacey Williams noticed Eva Lu Damianos' unique jewelry and clothing while the 90-year-old was recuperating from a broken leg this summer.
She could tell Damianos was "artsy," she said.
How artsy? She had no idea.
Damianos, a painter who has exhibited her work in galleries and at the Carnegie Museum of Art, was in the ...Read more






















