Senior Living
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The hottest musical act in Philly? A group of middle-aged guys in khaki slacks and sensible loafers
PHILADELPHIA -- As a general rule, Sam Marshall is not used to drawing a crowd.
At 70 years old, with glasses and a plop of silver hair, the Haverford, Pennsylvania, grandfather is a semiretired regulatory lawyer with a fondness for trains and the print version of the Wall Street Journal.
Yet, there he was last month, at a wedding in Big Sky, ...Read more
Toni Says: Help, my employer health plan denied payment for my cancer claim!
Dear Toni:
I need your assistance to enroll in Medicare because I am past 65 and still working full-time with employer benefits. Sherry, the office manager from my cancer doctor’s office, said that my employer’s health plan denied the recent claim for my cancer treatment. The health plan considers it to be “experimental” and will not ...Read more
Social Security and You: Simple and Advanced Benefit Computations
After doing this column for more than a quarter century, I've learned that with respect to how their benefits are figured, there are two kinds of potential Social Security beneficiaries. The vast majority are just looking for a general idea of how it works. But there are more than a few senior citizens out there who want to know exactly how the ...Read more
Toni Says: I’m turning 65 in November … Does Medicare’s fall enrollment time affect me?
Dear Toni,
I’m stressed about what I need to do to enroll in Medicare because I am turning 65 in November and am not receiving my Social Security check since I am still working part-time with no employer benefits; I only have individual health insurance. I need my Medicare and Part D plan to begin Nov. 1.
I’m concerned about...Read more
Social Security and You: The Real Story Behind Social Security Overpayments
I have seen several news stories recently that were critical of the Social Security Administration and the way the agency handles overpayments -- money sent to Social Security beneficiaries that they were not due. I'm going to address that issue in today's column. But before I do, I've got to put things in perspective.
If you had read any of ...Read more
Travel Trending with Kathy Witt: Orlando casts a spell for a couple’s getaway
With its world-famous theme parks, aquatic attractions and entertainment, Orlando has always known how to dazzle. But The City Beautiful can be quietly seductive, too, weaving a spell through gardens, art, intimate music venues and unexpected indulgences.
For couples, Orlando is a destination that balances whimsy with sophistication, ...Read more
3 medical routines that older people may not need
Enough time had passed since the patient’s previous colonoscopy that she met the criteria to undergo another, said Steven Itzkowitz, a gastroenterologist at the Icahn School of Medicine at Mount Sinai in New York.
She was in “reasonably good health,” and the risks of the procedure — bleeding, reaction to anesthesia, perforation of her ...Read more
Toni Says: How to come up with an emergency evacuation plan
Dear Toni,
My parents went into a local independent living facility, and I have received an email from the facility’s executive director with information detailing how to draw up an emergency evacuation plan. The executive director asked that those living in the facility submit a personal Emergency Evacuation Plan by June 1 ...Read more
Toni Says: Beware of claims about a $2,400 Social Security increase for 2026 — it's a scam!
Hello Toni:
Since you deal with Social Security matters related to Medicare, maybe you can help me, because on April 20, I received an email stating that I am to receive a $200 monthly increase in my Social Security check, which will be $2,400 for the year. I am hesitant to reply to the current emails that I am receiving because ...Read more
Toni Says: Help, I’m stuck in a Medicare Supplement that is too expensive!
Hello Toni:
My question is: I understand that I am not able to change to a Medicare Advantage plan and have to wait until the enrollment time in the fall. I have a Medicare Supplement Plan F that renewed in March for $422 a month and am searching on medicare.gov for a Medicare Advantage plan that covers my ...Read more
Toni Says: Why is the nurse’s visit for home healthcare only 20 minutes once a week ?
Dear Toni:
My mother, Doris, had a heart attack in February and was in the hospital for over a week, with a short stay in a skilled nursing facility until she regained her strength. She needed additional care at home, and her cardiologist ordered home health with a nurse who comes to her apartment at the assisted living facility only once a ...Read more
Toni Says: Why am I being charged an extra $565 a month to enroll in Medicare?
Toni,
I am not sure if I have enrolled in Medicare the right way because I am being charged a Medicare premium of $768 a month beginning June 1 since I turn 65 on June 14. My friend Sue told me that I am being overcharged because she is paying $202.90 a month. I followed how she enrolled in Medicare by going online...Read more






















